COMMERCIAL AUTOMOBILE

• Auto Dealers Physical Damage
• Buses/Van Pools
• Cargo
• Contractors/Artisans
• Day Care Buses/Vans
• Dump Trucks
• Flatbeds
• Fleets
• Garage Keepers Legal Liability
• Garage Liability (Dealers & Non-Dealers –  including property)
• Garbage Haulers
• Grain Haulers
• Intermediate-Haul Trucks (Liab. & PD)
• In-tow Coverage
• Limousines
• Local-Haul Trucks (Liab. & PD)
• Logger Trucks
• Long-Haul Trucks (Liab. & PD)
• Motor Truck Cargo
• Non-Trucking Auto Liability (Phys. Dam.)
• Ready-Mix Cement Trucks
• Refuse Haulers
• Taxis
• Wrecker Services

EXCESS LIABILITY/BUFFER LAYERS

• Automobile Excess Liability
• Excess General Liability
• Following Form Excess
• Umbrella (Lead or Following)

GENERAL LIABILITY

• Ambulance/Rescue Services
• Amusement Devices & Rides
• Apartment Buildings
• Artisan Contractors
• Asbestos & Lead Abatement
• Bars, Taverns, & Night Clubs
• Beauty Shops (including tanning beds)
• Boat Rentals
• Bowling Centers
• Building Contractors
• Building or Premises (Lessor’s Risk)
• Camps
• Campgrounds
• Car Washes
• Carpentry
• Carpet & Upholstery Cleaning
• Caterer
• Christmas Tree Lots
• Churches
• Clubs
• Concerts
• Concessionaires
• Concrete Construction
• Contractors Equipment Rental
• Dance Halls
• Day Care Centers
• Demolition Contractors
• Driveway Paving
• Drywall Installation
• Electrical Work
• Excavating Contractors
• Exterminators
• Fence Erection
• Floor Covering Installation
• Floor Waxing
• Florists
• Garbage or Refuse Collecting
• General Contractors
• Grocery Stores/Supermarkets
• Handyperson
• Haunted Houses
• Hay Rides/Corn Mazes/Pumpkin Patches
• Heating and Air Conditioning
• Home Health Care Agencies
• Homeowners/Townhome Associations
• Hotels/Motels
• Hunt Clubs
• Investigators
• Institutional Care Facilities/Nursing Homes
• Janitorial Services
• Landscape Gardening
• Liquor Liability
• Logging Operations
• Machinery Manfacturing
• Manufacturing
• Metal Scrap Dealers
• Metal works
• Mobile Home Parks
• Nail Salons
• Non-emergency Medical Transport
• Off-Road Truckers
• Painting Contractors
• Pet Grooming/Sitting
• Plumbers
• Pressure Washing
• Property Preservation
• Recreational Clubs
• Rental Dwellings – Scheduled -10+Units
• Rental Stores
• Restaurants
• Roofing Contractors
• Security Guards
• Shopping Centers 

GENERAL LIABILITY (CONTD.)

• Short-term Events
• Siding Installation
• Skating Rinks (Roller & Ice)
• Special Events
• Stores
• Street Vendors
• Summer Camps
• Swimming Pools
• Tree Trimming
• Truckers
• Vacant Buildings/Dwellings & Land
• Warehouses
• Weddings/Receptions & Event Coverage
• Welding or Cutting

 MISCELLANEOUS

• Data Breach
• Directors & Officers
• Kidnap & Ransom
• Ocean Marine
• Products Liability
• Public Officials
• School Board Legal

 PERSONAL LINES- Admitted & Non-admitted

• Antique/Collector Cars
• Boats/Jet Skis
• Coastal Dwellings ($300,000 or above)
• DP-1 & DP-3
• Excess Flood
• HO-3, HO-4 & HO-6
• Manufactured Homes/Mobile Homes
• Motorcycles
• Personal Umbrellas
• Personal Watercraft
• RVs/Travel Trailers
• Townhouses/Condos
• Vacant Dwellings

 PROFESSIONAL LIABILITY

• Adult Day Care
• Ambulance/Rescue Services
• Architects & Engineers
• Beauty Salons/Barber Shops & Schools
• Clinics
• Collection Agencies
• Consultants
• Counseling Centers
• Day Care Centers
• Dentists
• Druggists Liability
• Fireman’s E&O
• Group Homes
• Health Spas/Exercise Studios
• Home Health Care Agencies/Nurses       Registries

• Home Inspectors
• Imaging Centers
• Information Technology E & O
• Insurance Agent’s E&O
• Interior Decorators
• Lawyers
• Medical Malpractice
• Miscellaneous Professional Liability
• Nail Salons
• Non-emergency Medical Transport
• Nursing Homes/Institutional Care
• Property Managers
• Real Estate Agents and/or Appraisers
• Tanning Salons
• Tax Preparer/Bookkeepers E & O
• Title Agents
• Travel Agents
• Veterinarians Professional Liability

PROPERTY (LARGE & SMALL RISKS

  ACCEPTABLE)

• Apartments
• Auto Body Repair/Paint Shops
• Barber Shops/Beauty Salons
• Bingo Halls
• Bowling Alleys
• Builder’s Risk/Renovations
• Day Care Centers
• Excess Property
• Gas Stations
• Grocery Stores
• Group Homes
• Health Spas
• Inland Marine/Property Floaters
• Laundry Mats/Dry Cleaners
• Manufacturers
• Motels/Hotels
• Restaurants
• Retail Stores
• Taverns & Bars
• Vacant Buildings & Dwellings